Murphy Homes under $500,000

Murphy Homes under $500,000

Welcome to Murphy, North Carolina – a hidden gem nestled in the heart of Cherokee County! Known for its stunning natural beauty, rich history, and warm community spirit, Murphy is the perfect place for those seeking a tranquil lifestyle without sacrificing modern conveniences. With a population that embraces both its heritage and the great outdoors, this charming town offers a unique blend of small-town charm and vibrant culture.

Murphy is surrounded by the majestic Blue Ridge Mountains and is just a stone's throw away from the pristine waters of Lake Hiawassee, making it an ideal location for outdoor enthusiasts. Whether you enjoy hiking, fishing, or simply soaking in the breathtaking views, Murphy has something for everyone. The town's historic downtown area is filled with delightful shops, local eateries, and cultural attractions that reflect its rich heritage.

For homebuyers looking for affordable options, Murphy presents an exciting opportunity with a variety of homes available for under $500,000. From cozy cabins tucked away in the woods to charming family homes in friendly neighborhoods, there’s a diverse selection to choose from. These properties not only offer great value but also provide a chance to immerse yourself in the serene lifestyle that Murphy has to offer.

With its friendly community, picturesque surroundings, and affordable housing options, Murphy, NC, is more than just a place to live – it’s a place to call home. Come explore all that this enchanting town has to offer, and discover your perfect slice of paradise in the heart of the Smoky Mountains!

Newest Murphy Homes under $500,000

219 Stonecrest Lane, Murphy
$410,000
2 Beds ⋅ 2 Baths ⋅ 436564 MLS
Welcome to 219 STONE CREST, a cozy CABIN/CHALET-STYLE HOME situated on approximately 1.7 ACRES in the PRESERVE ON NOTTELY RIVER community in Murphy, NC. This inviting 2 BEDROOM, 2 BATH home features an OPEN FLOOR PLAN and a cozy FIREPLACE, creating the perfect setting for relaxed mountain living. An ENCLOSED SUNROOM/BONUS ROOM provides additional space for a home office, hobby room, or quiet retreat. Outside, enjoy the COVERED PORCH, fenced area for your fur babies, carport, and separate WORKSHOP/HE-SHE SHED—perfect for hobbies, projects, or extra storage. A BASEMENT STORAGE ROOM provides even more usable space. Located in a RIVERFRONT COMMUNITY with PAVED ROADS and convenient access to downtown Murphy, shopping, dining, and local amenities. A wonderful option for a FULL-TIME HOME or MOUNTAIN GETAWAY with plenty of room to enjoy the Western North Carolina lifestyle.

219 Stonecrest Lane, Murphy
640 Point Overlook Trail, Murphy
$475,000
2 Beds ⋅ 3 Baths ⋅ 436560 MLS
Welcome home to this stunning 2023 chalet mountain home with long range mountain views. Boasting 2 bedrooms with walk in closets, including the loft, 3 baths and a bonus room with a closet as an office/den. The loft has motorized roller shades installed for added privacy. Rich hardwood flooring and gas fireplace (2025 logs) provide an open concept living space to a kitchen with granite countertops, stainless appliances and gas stove (2025). Designed to capture stunning long range mountain views, this three sided wrap around porch embraces the outdoors with a hot tub (2025) and gas fire pit. Enjoy morning coffee or come outside to the picnic table for a sunset dinner. Find the added convenience of fiber optic internet for remote work or streaming. A multi-zoned HVAC that allows customized temperature control throughout the home, adding both comfort and efficiency. Located within a securely gated community, the newly paved roads and driveway allow for easy access all year long. Lake Nottely boat launch is the perfect spot minutes away to take kayaks the seller is including and Lake Blue Ridge and Lake Chatuge are also close by. Additional storage can be found in the two sheds on the lower deck. In the ground termite system newly installed and baited. This home is centrally located between Murphy, Blue Ridge and Blairsville to enjoy festivals in all areas. Whether you are searching for a full time residence, vacation getaway or investment opportunity, this chalet with its unforgettable mountain views and modern amenities is a must see. If a little nightlife is your pleasure, Harrah's Casino is 5 miles north of Murphy boasting excellent cuisine and entertainment! Conveniently located close to hiking, fishing, Lakes, and white water rafting!

640 Point Overlook Trail, Murphy
559 Misty River Circle, Murphy
$350,000
2 Beds ⋅ 2 Baths ⋅ 436551 MLS
Private Creekside Retreat on 5.53 Unrestricted Acres with Ponds, Workshops & Extensive Upgrades. Escape to your own private mountain retreat on 5.53 picturesque acres featuring creek frontage, multiple ponds, and exceptional improvements throughout. This beautifully updated 2-bedroom, 2-bath home offers the perfect combination of comfort, functionality, and outdoor enjoyment in one of Murphy's most desirable rural settings. Inside, you'll find a warm, immaculate and inviting interior with brand-new flooring, stainless steel appliances, and tasteful updates throughout. A new HVAC system and new metal roof provide peace of mind and long-term value, making this property truly move-in ready. The open-concept living, dining, and kitchen areas create a comfortable flow for everyday living, entertaining, or vacation use. Both bedrooms are generously sized, and the single-level layout offers easy accessibility for all ages. Step outside and discover features rarely found in one property. The gently rolling acreage is highlighted by three private ponds, a bold year-round creek, and ample usable land ideal for gardening, recreation, animals, or simply enjoying the natural beauty that surrounds you. For hobbyists, collectors, or those needing serious workspace, the property includes two impressive metal buildings: a 20' x 25' x 12' workshop with loft storage and a spacious 30' x 40' shop offering endless possibilities for equipment storage, vehicles, RVs, woodworking, or home-based projects. A tractor pole barn located near the creek provides additional covered storage. A paved driveway, mature trees, and a peaceful setting complete this exceptional property, offering privacy without sacrificing convenience. Whether you're searching for a full-time residence, mountain getaway, mini-farm, or investment opportunity with rental potential, this unique property checks all the boxes.

559 Misty River Circle, Murphy
680 Culberson Road, Murphy
$229,000
2 Beds ⋅ 1 Baths ⋅ 436531 MLS
This 2/1 is a great starter, investment property, rental, or retirement home. Private well, paved state access road, brand new roof, perfect for FHA, USDA or VA. This Home needs just enough TLC to make it your own. Unrestricted, garden area, carport, workshop, even has its old chicken coop. Has so much potential for the right person.

680 Culberson Road, Murphy
889 Wagon Train Road, Murphy
$199,000
1 Beds ⋅ 1 Baths ⋅ 436480 MLS
If you are looking for privacy in a nice cabin then this is it!! The home is located at the end of the road. When you pull into the driveway you will be mountain air and atmosphere. There is a screened in porch that can be used round. The open living room has a view to the kitchen. The hardwood floors are everywhere in the home and the bottles or Wood as well. You do have a basement level, but it is unfinished, but it could be finished off so that you have an additional living quarters. Large porch where you can view the mountains and hear the creek flowing across the street. An outdoor shed is included so that you can store your items whether you're looking for a place just to get away for the full time. This will be just perfect.

889 Wagon Train Road, Murphy
33 Fieldcrest Drive, Murphy
$303,900
2 Beds ⋅ 2 Baths ⋅ 436472 MLS
Well maintained 2/2 mountain home, lovely setting to enjoy country living in convenient area of this tri-state area.

33 Fieldcrest Drive, Murphy
460 Holly Point Drive, Murphy
$425,000
3 Beds ⋅ 2 Baths ⋅ 436448 MLS
Escape to your own private mountain community with Nottely River access, where peaceful surroundings, outdoor recreation, and comfortable living come together. Whether you're looking for a full-time residence, or mountain getaway, this beautifully maintained 3-bedroom, 2-bathroom manufactured home, built in 2025, offers exceptional space and versatility. It's rare to find flat, usable acreage with minimal restrictions in such a convenient location between Blue Ridge, GA and Murphy, NC. Enjoy taking advantage of the community access to the Nottely River for fishing, kayaking and outdoor recreation. Inside, the home offers a spacious living area with a cozy wood-burning fireplace. The kitchen features stainless steel appliances, coffee bar, and a large center island creating a functional space for everyday living and entertaining. The primary suite includes a walk-in closet, and private bathroom, with walk-in tile shower. Seasonal mountain views from your covered front porch only add to the appeal. Built with drywall on the interior, 2x6 exterior walls, permanent foundation, spacious covered 12' x 16' front porch, 12'x16' side deck with garage access, private well, and fiber-optic internet. This property offers an impressive array of improvements, including an RV hookup with its own separate septic line, two electrical boxes with 30 and 50 amp power, and plumbing already in place for a filtration system. A large 26' x 36' detached 3+ car garage provides plenty of room for vehicles, workshop, hobbies, and toys. An additional storage building provides even more space. With usable acreage, river access, private utilities, RV accommodations, multiple outbuildings, and a comfortable 2025-built home, this property offers a unique opportunity to enjoy privacy and beauty, while remaining conveniently located between Blue Ridge and Murphy.

460 Holly Point Drive, Murphy
92 Rabbit Ridge Road, Murphy
$250,000
2 Beds ⋅ 2 Baths ⋅ 436423 MLS
Discover a unique residential opportunity at 92 Rabbit Ridge Road in Murphy, NC. This property offers a compelling blend of comfort and potential, inviting you to envision your ideal lifestyle in a serene setting. The residence features two well-proportioned bedrooms, providing comfortable and private spaces for rest and relaxation. Imagine a rock foundation, luxury vinyl plan flooring, and stained trim. Entertain on your full length, covered porch looking at your beautiful woods. With two full bathrooms, convenience and functionality are readily available for residents and guests alike. Your master suite features a full tile shower. Your guests will feel very welcome. This property presents a canvas for creating your desired living experience; contact us today to schedule your personal viewing. **Please see Private Remarks for Lockbox Code.**

92 Rabbit Ridge Road, Murphy
31 Pear Lane, Murphy
$135,000
1 Beds ⋅ 1 Baths ⋅ 436421 MLS
Discover the unique charm of this inviting home, offering a singular opportunity for tranquil living, designed for comfort and ease. The interior boasts a beautiful open living area, kitchen, bedroom and elegant bathroom. Outside features 2 outbuildings, Generac Whole-Home Generator, a carport, a creek, sitting on 2.29+/- level/gentle Acres, all nestled in a great location only a few miles from town, for your shopping, dining and entertainment needs This delightful property, with its considered design and prime location, invites you to envision a life of peaceful enjoyment.

31 Pear Lane, Murphy
346 View Ridge Trail, Murphy
$479,900
2 Beds ⋅ 3 Baths ⋅ 436392 MLS
Long-range mountain views take center stage at this private mountain chalet! Situated on 1.88 acres with all-paved access, this well-maintained home offers privacy while capturing beautiful layered mountain views from both inside and out. The spacious wraparound covered porch provides the perfect place for morning coffee, outdoor dining, or simply relaxing and taking in the view. Inside, a wood-burning fireplace creates a warm and inviting atmosphere, the kitchen features granite countertops and stainless steel appliances. The finished lower level adds a valuable living space with a generous bonus/recreation room and third full bath—ideal for guests, a game room, home office, or additional living area. A good-sized storage room offers plenty of space for a workshop, hobbies, or extra storage. Outside, a charming paver patio and landscaped area with a stone water feature creates a peaceful retreat with a fire pit area perfect for cool mountain evenings. Mature trees and the natural surroundings provide a wonderful sense of privacy while still allowing those impressive long-range views to shine. Freshly stained and topped with a new roof, this well-cared-for chalet offers the major improvements buyers appreciate, along with paved access, covered outdoor living, flexible lower-level space, and a beautiful mountain setting that can't be beat.

346 View Ridge Trail, Murphy
184 Beaver Ridge Road, Murphy
$339,900
2 Beds ⋅ 2 Baths ⋅ 436393 MLS
Rustic Mountain Retreat, Now with More Land: 184 Beaver Ridge Escape to your own private oasis with this 2-bedroom, 2-bath mountain retreat on an elevated wooded lot, less than 10 minutes from downtown Murphy. Rustic charm meets modern comfort, and recent upgrades make it better than ever. Additional land has been added for even more privacy and room to roam. A brand-new AC system keeps you comfortable year-round, added storage has space for all your mountain gear, and fresh gravel out front means easy parking and access for family and guests. The main-level master suite gives you single-level living, with a generous bedroom, a full bath, plenty of natural light, and tranquil wooded views. Main-floor laundry adds everyday convenience. Upstairs, an open loft makes a charming reading nook or extra sleeping space. The fully finished basement is built for time together. It has a private second bedroom and full bath for guests, plus a cozy gathering area made for movie nights, game days, and long evenings with the people you love. Outside, two levels of expansive porches are perfect for morning coffee and evening sunsets. Downhill, a fire pit and picnic area invite s'mores, stories, and starry nights. The home comes partially furnished, so you can settle in right away. Enjoy small-town living with shops and dining nearby, plus hiking, fishing, and boating on Hiwassee Lake and in the surrounding Nantahala National Forest. Whether it's a weekend getaway, a retirement haven, or your full-time home, 184 Beaver Ridge delivers comfort, space, and mountain adventure. Schedule your showing today!

184 Beaver Ridge Road, Murphy
40 Cottontail Trail, Murphy
$317,500
2 Beds ⋅ 2 Baths ⋅ 436368 MLS
Welcome to your new home in the peaceful and beautiful Upper Peachtree Community. Absolutely gorgeous two bedroom/2 bath home on a corner lot in the well-established Peachtree Estates. Home is four years new, Owners have maintained this home in an impeccable condition. Upgrades include newer ceiling fans, lighting fixtures, stunning drapes and blinds, and gas logs for a warmer welcome for the new owner. Exterior features include new RV parking pad, asphalt pad for cars, super nice private fire pit and furniture, freshly stained porches and railings, wooded backyard stairs, and tons of extra storage under covered porch and in the 8' ceiling of the water-free crawl space. Interior of home is truly spotless and indicates the owners' desire to maintain the newness of this home. Quality materials inside include solid wood doors, hardy hickory floors throughout, custom cabinets, cedar wood cathedral ceilings, and the finest of appliances and granite counters. You have to see this home to appreciate the care that's been given to it.

40 Cottontail Trail, Murphy
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